Here is a new cluster frame for you today. This is using the PTU Kit Winter Blues by Amy(Gimptastic Scraps). You can buy this kit at PicsforDesign,The PSP Project, Whimsical Divas, Twilight Scraps, Heartfelt Perfections and Lollipops & Gumpdrops. Check out Amy's site as she and Leah have lots of good kits, tuts, and templates. You will not regret it.
You can download the cluster frames